Retirement Planning
Plan for the future- for yourself, your employees, or your firm. Sponsoring a retirement plan can help you attract and retain employees.
Simplified Employee Pension Plans (SEP's)
A retirement plan specifically designed for self-employed and small business owners. A SEP is easy to establish and maintain and offers tax deductable contributions for you and all of your employees. Contributions range from 0-25% of annual compensation and are placed in individual IRA's.
- All eligible employees must receive a contribution at the same percentage of compensation.
SIMPLE Plan
A simplified retirement plan for small businesses eligible to establish if it employs 100 or fewer people who earn at least $5,000 in compensation the preceding year. Employees can make elective contributions to an IRA. Employers can make straight contributions or match employee contributions. All contributions are tax deductible.
- Contact Investment Consultant for specific guidlines to employee and employer contributions.
401(k) Plan
A very popular and an excellent way to plan for retirement. Whether you own a small business or large company, 401(k) plans can help owners and their employees invest for their retirement. Employees can maximize salary deferral for tax savings, while employers can match at their own discretion.
Securities and Insurance Products Offered Through Linsco/Private Ledger Member FINRA/SIPC. LPL and SCBT are independent entities.
Not FDIC Insured No Bank Guarantee May Lose Value
Not a Deposit Not Insured by any Government Agency
