South Carolina Bank and Trust

With a variety of accounts and additional features like Online Banking and Online Check Orders, SCBT makes managing your checking account easy. Just a few more ways we're committed to making your day.

Totally Free Checking

With SCBT's popular no-hassle account, you get unlimited free checking with no fees and no minimum balance requirement. You also get SCBT's VISA^® CheckCard and 24/7 Phone and Online Banking.

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• No monthly fees
• No minimum balance
• Unlimited check writing
• Phone and Online Banking
• VISA^® CheckCard
• First order of standard checks at no charge

Free College Checking

A no-fee checking account for college students ages 18-25.

• No monthly fees
• No minimum balance
• 15 free foreign ATM withdrawals per month
• Phone and Online Banking
• VISA^® CheckCard
• First order of standard checks at no charge

Interest Checking

Enjoy unlimited transactions, earn interest, and avoid a monthly fee by maintaining a specified minimum balance. If you write a lot of checks, want to earn interest on your account, and are willing to maintain a minimum balance, Interest Checking is for you.

• $100 minimum opening balance
• Earns interest
• Unlimited check writing
• Unlimited SCBT ATM transactions
• Phone and Online Banking
• VISA^® CheckCard

45 Plus Checking

Specifically designed for people over 45 years of age, this account offers expanded benefits and earns interest.

• $100 minimum opening balance
• Earns interest
• Free 45 Plus checks
• Unlimited SCBT ATM transactions
• Four free official checks per month
• Free Travelers Cheques
• Phone and Online Banking
• VISA^® CheckCard

Royal Checking

Royal Checking offers high value and expanded benefits, while paying a higher interest rate than Interest Checking.

• $100 minimum opening balance
• Earns interest
• Free Royal checks
• Unlimited SCBT ATM transactions
• Four free official checks per month
• Free Travelers Cheques
• Free standard safe deposit box³
• Phone and Online Banking
• VISA^® CheckCard

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Reorder Checks

Reorder your checks online or call our Customer Care Center at 800.277.2175.

Ready Reserve

Avoid the expense of accidentally overdrawing your account. With no annual fee, Ready Reserve⁴ acts as a convenient unsecured line of credit linked to your checking account. Applications are available at any SCBT branch.

VISA^® CheckCard

Your VISA^® CheckCard works just like a credit card except your purchases are deducted directly from your checking account. This card is accepted at most locations throughout the world that accept VISA^®. It also functions as your ATM card.

³Subject to availability.
⁴Subject to credit approval.